Santa Clarita Home Insurance: Fire Zones for Buyers Santa Clarita Valley · Buyer Guide · Updated October 2026 Short answer: yes, you can still insure a home in Santa Clarita, but in 2026 the price and the options depend heavily on whether the address sits in a Very High Fire Hazard Severity Zone. Santa Clarita adopted the state’s new, larger fire zone map in July 2025, so homes that...